Financial Aid / FAFSA

Affording A Post-Secondary Education Isn't Impossible

A student and family are considered primarily responsible for education costs. Colleges base their financial packages, more or less, on the FAFSA. Financial aid packages can vary dramatically from school to school as each can interpret needs differently. It can be confusing, but the more you know, the easier it can be. Don't give up; it isn't impossible! You must look for your best fit educational opportunities along with cost and leave no stone unturned looking for finanicial support.

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Your Money

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To be eligible for federal aid and some institutional aid, every student must submit the online Free Application for Federal Student Aid (FAFSA). It opens the doors to a variety of financial aid options.

Some schools require the FAFSA for Admissions, so you must submit it even if you don't think you will qualify for any federal aid. Ignoring the form could cost you thousands of dollars of aid money. FAFSA Website

It is filed annually and based on a few funding factors:

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The FAFSA doesn't become available to complete until January 1st of the year you will be attending school in the Fall.

Because aid is first come, first serve, you should file your FAFSA as close to the January 1st opening date as possible. If you don't know your exact tax form numbers, give an educated guess. You can correct those numbers after you have filed your taxes, but you will still benefit from getting it in earlier. 

Estimating Costs

By using the net price calculators on a college's website or FAFSA4caster, a family will get a more realistic idea of what a college will truly cost them before a student applies.

A Net Price Calculator considers a student's GPA, test scores, class rank, as well as family income and other financial information. Your net price is an estimate of what you will pay after scholarships or need-based grants are deducted from the cost. Many college and college search website offer a Net Price Calculator.